SPEAR Protocol – Compliance Policies

UK GDPR / FCA / Consumer Law style

For SPEAR Protocol

Effective Date: 20 April 2026

Last Updated: 25 March 2026

Registered Address:

71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom

Contact Email: intelligence@spearprotocol.com

1. PRIVACY POLICY

SPEAR Protocol is committed to protecting personal data and handling information lawfully, fairly, and transparently in accordance with:

• UK General Data Protection Regulation
• Data Protection Act 2018
• Privacy and Electronic Communications Regulations
• Applicable international privacy laws where relevant

1.1 Data Controller

Controller: SPEAR Protocol

Address: 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom

Email: intelligence@spearprotocol.com

1.2 Information We Collect

We may collect:

Identity Data

• Full name
• Username
• Organisation name

Contact Data

• Email address
• Billing address
• Customer support details

Technical Data

• IP address
• Browser type
• Device identifiers
• Operating system
• Usage logs

Financial Data

• Payment status
• Subscription tier
• Limited processor billing references (handled by payment providers)

User Input Data

• Queries
• Scenarios
• Uploaded text
• Strategic requests
• Feedback submissions

1.3 Lawful Bases for Processing

• Contract performance
• Legitimate interests
• Legal obligations
• Consent (cookies / optional marketing)

1.4 Why We Use Data

• Provide platform functionality
• Generate outputs and responses
• Process subscriptions
• Maintain security
• Detect fraud / abuse
• Improve products
• Provide support
• Meet legal obligations

1.5 Sensitive / Third-Party Information

Users must not submit confidential, personal, regulated, or third-party data without lawful authority.

1.6 Sharing Data

• Hosting providers
• Payment processors
• Security vendors
• Analytics providers
• Legal advisers
• Regulators where required by law

1.7 International Transfers

Where personal data is transferred outside the UK, appropriate safeguards such as Standard Contractual Clauses or equivalent lawful mechanisms are used.

1.8 Retention

We retain information only for as long as reasonably necessary for business, security, tax, legal, and dispute resolution purposes.

1.9 Your Rights

• Access
• Correction
• Deletion
• Restriction
• Objection
• Portability
• Withdrawal of consent

Requests: intelligence@spearprotocol.com

2. TERMS & CONDITIONS

Acceptance

By accessing or using SPEAR Protocol, you agree to these Terms.

If you disagree, do not use the platform.

2.1 Nature of Service

SPEAR Protocol provides automated decision-support, structured analysis, scenario testing, and informational tools.

It does not provide:

• Legal advice
• Financial advice
• Investment advice
• Tax advice
• Medical advice
• Regulated consultancy services

2.2 Eligibility

• At least 18 years old
• Legally capable of entering contracts

2.3 Accounts

• Credential confidentiality
• Account activity
• Accurate registration details

2.4 Billing & Subscriptions

• Bill in advance
• Renew automatically
• Continue until cancelled

Prices may change with reasonable notice.

2.5 Acceptable Use

• Illegal conduct
• Fraud
• Harassment
• Sanctions evasion
• Uploading malware
• IP infringement
• Reverse engineering
• Misuse of outputs

2.6 Intellectual Property

All software, systems, trademarks, branding, methodologies, designs, and proprietary materials remain property of SPEAR Protocol or licensors.

2.7 Suspension / Termination

• Non-payment
• Abuse
• Security risks
• Legal exposure
• Terms breaches

2.8 Limitation of Liability

• No liability for indirect or consequential loss
• No liability for lost profits, business interruption, missed opportunities, reliance losses
• Total liability limited to fees paid in previous 12 months

Nothing excludes liability that cannot legally be excluded.

2.9 Governing Law

These Terms are governed by the laws of England & Wales.